THe Operating budget

It will recognize one to two difficulties a Budget Analyst will have in dealing with the monetary allowance. This paper will suggest two to three techniques the org ought to survey with respect to new activities and plan cuts throughout the following five years. Introduction With roots traversing the distance once more to the sass's, The City of New Orleans is the Largest Metropolitan city in the State of Louisiana. It is a port city, which had a populace of 343, 829 as of the 2010 U. S. Statistics (Bureau, 2012).The mission, objectives and targets of the city are to have more open security, more occupation reaction, more entertainment for the young, and to decrease curse in the city. New Orleans is still in a move stage. Despite the fact that it has been 9 years after Hurricane Strain, one of America's Deadliest Hurricanes, the city is as of now remaking, even now rebuilding regardless really developing. Typhoon Strain influenced the city's monetary wellbeing. The city has a few div isions that they need to help run the city and keep it going easily.In this modifying move, the key arrangement of the city is attempting to keep the city's financial plan streamlined without slicing crucial administrations to the subjects of New Orleans. The Mayor's 2014 Budget was ready utilizing a methodology called Budgeting for Outcomes (BOO). Planning for Outcomes is intended to enhance benefits and improve degree of profitability of open dollars. BOO begins with a set of comes about that matter to nationals and empower imaginative methods for attaining them inside the assets accessible.In accordance with the Mayor's planning standards, BOO accentuates responsibility, development and cooperation. Like execution planning, BOO concentrates on what general society gets, the extent to which it costs and how results will be measured. BOO begins with the results natives need from their City government and attempts to adjust those necessities to the monetary allowance choice making m ethodology. Offices are welcome to submit â€Å"offers† to clarify how they can attain the best comes about that matter to natives for the least cost and what execution measures they will use to exhibit achievement.The Government Finance Officers Association (GOOF) has received this methodology to planning as a â€Å"prescribed best practice. † (Nolan. Gob, 2014) For the 2014 financial plan, The City of New Orleans has assessed aggregate income of 837,516,571 and evaluated aggregate sees of 837,516,571. This figure does exclude the 247. 4 million in capital consumptions. In reference to financing, in the improvement of the 2014 Budget, the City created a multi-year income estimate for the General Fund. The figure considered key components, for example, expected financial development, development standpoint, populace development, and different pointers.Real income sources, for example, deals expense were determined utilizing national and nearby projections of financial action and noteworthy patterns and examples of income accumulation. Sources utilized within creating these projections incorporate national monetary gauges for expansion, and development in true GAP. The City's obligation commitments might be partitioned into two classes: working obligation and general commitment obligation. These classifications are overseen by the Department of Finance and the Board of Liquidation.The obligation incorporates retirement and annuity for city workers, including fire and police laborers. It additionally incorporates a few securities and advances. (Nolan. Gob, 2014) Plan Challenges One significant test will be the Consent Decree ordered by the legislature, for the New Orleans Police Department. A Consent Decree is a request issued by a Judge that communicates a deliberate understanding by the members in a claim. Now and again a suit closes when a Judge issues an assent declaration, or an assent Judgment.This is particularly the situation when the decla ration is issued after one side of the case willfully consents to stop a specific activity without confessing to any illicitness of the activity. For an assertions between two gatherings to be viewed as tying and legitimate, it should additionally be perceived by the court. An assent proclaim for this situation is legal distinguishing of the understanding. The announcement frequently bans one side of the case from specific activities. (weeklies. Com, 2013) The City of New Orleans was included in an assent order with the New Orleans Police Department.The full and supported execution of this Agreement is proposed to secure the protected privileges of all parts of the group, enhance the wellbeing and security of the populace of New Orleans, and expand open certainty in the New Orleans Police Department. With the death of the commanded statue, there will be extra financing required to verify things are done as ordered. Those expenses have not yet been uncovered. Plan Recommendations Thr oughout the following five years two procedures the office ought to survey with respect to new activities would and plan slices would be to go to the natives and figure out what they need, need and longing.As opposed to making arrangements and commitments from the hip, the city ought to captivate with the nationals. The second technique that the City ought to assume is figuring out how to sway its residents to return to the city. A considerable measure of nationals left the city after Hurricane Strain, the popularization was unconquerable. In the event that the city an do a push to recover the subjects that would accumulate more income to the economy.

Core Concepts in Cultural Competence

Core Concepts in Cultural Competence Key Concepts (printable) |Cultural Competence | | | | |Definition: |Cultural Competence is a set of values, behaviors, attitudes and practices within a system, organization, program or among | | |individuals that enables them to work effectively across cultures.Cultural competence refers to the ability to honor and respect | | |the beliefs, language, interpersonal styles and behaviors or children and families receiving medical care, as well as those of the | | |staff who are providing such care. Cultural competence is a dynamic, ongoing developmental process that requires a long term | | |commitment and is achieved over time. | | | |Examples: |Examine Cultural Competence in the following examples: | | |Example 1: Maria Hernandez arrives late for her appointment, and explains that she spent a few hours with her elderly aunt on the | | |way to her appointment.The nurse, Ella, greets Maria warmly and comments on Maria’s devotion to her family. Ella understands that | | |in the Hispanic community, caring for family often comes before an individual need such as an appointment. | | |Example 2: When Gina, the social worker, enters an examining room she is already alert to the fact that the family she is meeting | | |may have views about healthcare that are different than her own.She inquires about the family’s beliefs, drawing on her knowledge | | |of the culture, but primarily interested in what the family tells her about their unique views. | | |Example 3: Fred, the pharmacist, becomes frustrated with an Asian family who has been using herbal remedies. With great authority, | | |he tells them that they are â€Å"doing the wrong thing. † Fred is not behaving in a culturally competent manner. | | | |Application: |When meeting a patient or family for the first time, be aware that their beliefs and practices may differ from your own. Try to | | |learn as much as you can about the family's life and how they view t he world. | | | | | | |Culture | | | | |Definition: |Culture is defined as the sum of one's beliefs, rituals, customs and practices that guide thinking, decisions and actions in a | | |patterned way.They are learned throughout a lifetime and passed on through generations. | | | | |Examples: |Examine Culture in the following examples: | | |Example 1: Among some cultures in India, the occasion on which a child first eats solid foods is celebrated with great ceremony. | |Example 2: â€Å"Family† is defined differently in different cultures: in some cultures, â€Å"family† means primarily parents and children. | | |In other cultures, â€Å"family includes a large number of relatives, loosely related. | | |Example 3: Disabilities are viewed differently in different cultures. In some cultures, people with disabilities are hidden, in | | |others they are believed to be endowed with special gifts.In some cultures, people with disabilities are encouraged to become | | |indepen dent and live independently; in others, it is the family’s wish and responsibility to care for the disabled person. | | | | |Application: |Because of differences between cultures, patients’ behaviors and beliefs may be different from one’s own. | | | | | | |Explanatory Model | | | | |Definition: |The Explanatory Model is the belief system that people from a given culture have about what has caused their illness and what the | | |illness does to them.Patients’ beliefs about what will help cure them depend on their explanatory model. | | | | |Examples: |Examine the Explanatory Model in the following examples: | | |Example 1: A Romani patient may believe that bad luck, bad behavior or contamination has caused his illness. | | |Example 2: An Hispanic mother may believe that her child has Mal d’ojo, or has been cursed with the â€Å"evil eye. | | |Example 3: An Asian patient may believe she is having a difficult birth because of an imbalance between ho t and cold in her body. As| | |pregnancy is a â€Å"cold† condition she may request a drink of hot water, for balance. | | | | |Application: |In order to learn about your patients’ explanatory model, you may want to ask something like: â€Å"I know different people have very | | |different ways of understanding illness†¦Please help me understand how you see things. † | | | | | | | |Health Beliefs | | | | |Definition: |Patients’ beliefs about their health. Health eliefs include cultural beliefs about what causes illness, what will help illness and | | |who is best prepared to help the illness. The â€Å"Health Belief Model† as defined by Becker, postulates that patients weigh more | | |general beliefs such as whether or not they really believe they are ill and whether they believe the treatment offered by the | | |physician will offer relief, against potential disadvantages of the treatment. | | | |Examples: |Examine Health Beliefs in the follo wing examples: | | |Example 1: A mother’s health belief may involve the idea that a particular amulet will protect her daughter. | | |Example 2: Some Native American tribes health beliefs include the idea that taking a photograph of a person will rob the person of | | |his or her soul. | |Example 3: A mother may believe that her daughter doesn’t have asthma, but just coughs occasionally and that the inhaled steroids | | |are dangerous for her daughter. She may therefore decide that the potential risks of the medication outweigh the benefits. | | | | |Application: |A patient whose health belief is that his illness is a punishment for past sins may not believe that biomedical care will help him. | |He may believe that he will only get better when he atones for his sins. | | | | | | | |Social Factors | | | | |Definition: |Social Factors refer to environmental factors which affect how the family functions.These include (but are not limited to) | | |financial factors (such as socioeconomic status or type of – or lack of – insurance), logistical factors (such as transportation or | | |juggling many demands), housing, childcare and accessible health care. Social factors sometimes also include family relationships or| | |family dynamics which affect a child or family member. This often, in turn, influences emotional factors. | | | |Examples: |Some examples of Social Factors are: | | |Example 1: Some families do not buy medications that they need because they do not have insurance or cannot afford the co-pay. | | |Example 2: A child may come to clinic dirty, not because the mother doesn't care about cleanliness but because the water has been | | |off and the landlord refuses to return her phone calls. | |Example 3: A child's divorced parents may be angry at each other, causing tension in the family and interfering with the consistency| | |of his care as he moves between their homes. | | | | |Application: |It is always important to learn as m uch as you can about the social factors that affect a family. This will help you understand the | | |choices they make and the constraints they are under. | | | | | | |Acculturation | | | | |Definition: |The adoption of the behavior patterns of the dominant culture; the process of assimilating new ideas into an existing cognitive | | |structure. Acculturation is the process of acquiring a second culture.Assimilation is the process of replacing one's first culture | | |with a second culture. | | | | |Examples: |Some examples of Acculturation are: | | |Example 1: A first generation Italian who lives in an Italian enclave in he United States may continue to speak just Italian and to| | |follow the norms and mores of his Italian origins. This person will not have become highly acculturated to American culture. | | |Example 2: The granddaughter of a Chinese immigrant has gone to American schools and will now attend an American college. She spends| | |time primarily with her American frie nds, dresses as they do and shares their values and interests.She has become highly | | |acculturated into American culture. | | | | |Application: |The degree to which a patient holds the health beliefs of his country-of-origin will depend in part on how acculturated he has | | |become to American culture. |

Good Practice Physics Examples

HONORS PHYSICS CH. 14 WAVE PRACTICE PROBLEMS 1. The period of a wave is 0. 0300 seconds. It travels at a velocity of 10. 0 m/s. Determine the frequency and the wavelength. 2. A wave having a wavelength of 4. 0 meters and an amplitude of 2. 5 meters travels a distance of 24 meters in 8. 0 seconds. Determine the frequency and the period of the wave. 3. While hiking through a canyon, Noah Formula lets out a scream. An echo (reflection of the scream off a nearby canyon wall) is heard 0. 82 seconds after the scream.The speed of the sound wave in air is 342 m/s. Calculate the distance from Noah to the nearby canyon wall. 4. Mac and Tosh are resting on top of the water near the end of the pool when Mac creates a surface wave. The wave travels the length of the pool and back in 25 seconds. The pool is 25 meters long. Determine the speed of the wave. 5. An automatic focus camera is able to focus on objects by use of an ultrasonic sound wave. The camera sends out sound waves that reflect off d istant objects and return to the camera.A sensor detects the time it takes for the waves to return and then determines the distance an object is from the camera. The camera lens then focuses at that distance. Now that's a smart camera! In a subsequent life, you might have to be a camera; so try this problem for practice: If a sound wave (speed = 340 m/s) returns to the camera 0. 150 seconds after leaving the camera, then how far away is the object? 6. Find the wavelength of a 680-Hz tone in air, where the wave speed is 340 m/s. 7. Imagine a hiker camping in the mountains.Just before going to sleep he yells, â€Å"WAKE UP,† and the sound echoes off the nearest mountain, returning 8 h later. How far away is that mountain? 8. Harriet is told by her doctor that her heart rate is 70. 0 beats per minute. If Harriet’s average blood flow in the aorta during systole is 1. 5 x 10 -2 m/s, what is the wavelength of the waves of blood in Harriet’s aorta, created by her beati ng heart? 9. While flying to Tucson, Connie’s plane experiences turbulence that causes the coffee in her cup to oscillate back and forth 4 times each second.If the waves of coffee have a wavelength of 0. 1 m, what is the speed of a wave moving through the coffee? 10. Danielle is pushing her twin Dexter on a swing that hangs from a tree branch by 2. 0-m-long ropes. With what frequency will Danielle have to push Dexter when he swings? 11. In California, Clay is surfing on a wave that propels him toward the beach with a speed of 5. 0 m/s. The wave crests are each 20. m apart. A. What is the frequency of the water wave? B. What is the period?

Theimpactsofpopulationgrowthonfoodconsumption Essay

Theimpactsofpopulationgrowthonfoodconsumption - Essay Example Population and Consumption, n.d.). Fundamentally, fertile land and water are the basic essential resources required to produce food; evidently, both these resources are limited on the planet. Growing population bring along growing demands and requirements of people, thereby these resources are under constant pressure. Growing population is not only responsible for putting up a challenge to fulfil the requirements of people but is also challenging to the economic development and environment of the planet. As a result, farmers are expected to produce more food in their limited land and water resources. Thus, population growth as well as pattern of utilization of resources directly influences the environmental changes resulting in loss of biodiversity, pollution, global warming, depletion of ozone layer, deforestation and a serious impact on numerous forest, aquatic and land ecosystems. Thus, growth of human population is modifying nature which in turn brings catastrophic consequences (Web. Population Growth and Consump tion, n.d.). Further than meeting the challenging market demands, global food production is associated with numerous fundamental objectives encompassing societies together with reducing poverty and malnutrition, enhanced accessibility to a healthy diet as well as better allocation and management of fresh water resources, amplification in the use of renewable energy resources, climate protection along with biological diversity and protection of ecosystems. Evidently, an insight into the future perspectives of food and agriculture sector is a major concern of the society as well as the policy makers. To all intents and purposes, capturing the intricate connections between food production and cognitive development adequately, integrated scientific representation based appraisals and evaluations are needed. With the escalating growth of human population it is evident that over the next decade the food demand

The Hero's Journey Essay Example | Topics and Well Written Essays - 750 words

The Hero's Journey - Essay Example In concurrence with such a statement, it is indicated, â€Å"The Self (or Soul) is so powerful, so determined to become wholly conscious, that it continually haunts and prods us. We crave its depth and breadth† (Hartman, MSW & Zimberoff 23). The heroes’ inner journey involves the steps of preparation, commitment to transformation and finally the mastery of the problem. The journey tests for fear and the ability to adapt fast in an attempt to unlock the mystery (c-How Woods, ND). â€Å"Ego, True Self and the Soul† The symbolic stages in the journey guide into seeing a paradigm of reality in a person’s character. The psychological and emotional journey employs mythical dragons to test a person’s character, decisions and actions. The characters experiences are beneficial to test and strengthen their ego (Stech 28). The heroes meet the symbolic mentors to give them advice, training and motivational gifts to alienate fears and build strength. Both storie s are symbolic of a spiritual journey to attaining self-actualization. The person who discovers the treasured ark must have an inner bravado. It involves the steps undertaken to confront one’s fears to attain ultimate achievement. In the journey, their ego, strength, tolerance and ability to adapt are emphasized. In both journeys, symbolic epitomes strengthen the personas inner will. â€Å"Confronting the Guardians† The guardians are also the gatekeepers. They take the form of dragons whose role is to test the strength of the heroes in order to prepare them for the journey. â€Å"They test the strength and resolve of the hero therefore test his dedication, fortress and stamina† (Hartman, MSW & Zimberoff 26). They are intimidating and aggressive beings with great insight. In reality, they portray the challenges experienced in real life and the usefulness of character in overcoming them. The heroes must confront the guardians to test their character and zeal. The guardians mythically allow the heroes to partake the journey. They expose the inner fears of death, weakness, mental laxity and restlessness inherent in the human beings. The heroes must challenge the dragons by fighting them, assimilate them or succumb to them (Stech 51). A similar struggle is experienced in the ‘Raiders of the Lost Ark’. The characters must evade the numerous struggles encountered during the chase for the ark. They must confront the Nazi soldiers also pursuing the ark. Moreover, in their pursuit for the treasure they venture into strange localities and even encounter thugs in Egypt, wild animals and hang on a fast moving vehicle. â€Å"Becoming Your Authentic Self-Generating New Visions† Self-actualization entails preparation to test ones capabilities and strategizing on the inputs required to strengthens the inner spirit. The story uses mythology to explain the heroic journeys vital for self-affirming. The personas are tested for authenticity in self-generating capability that helps to generate new insights and strengthen their ability for novel exploits. Each hero discovers that it is an individual journey that they display their strength and gain capability to accomplish greater challenges. The movie covers the journey of Indiana Jones as he traverses the country in search of a secret essence held in an ark (Stech 21). A myth follows that the secret ark holds supernatural powers beneficial to the person who accesses it. To generate new ins

Wall street journal Essay Example | Topics and Well Written Essays - 250 words

Wall street journal - Essay Example The largest beer company globally is Anheuser-Busch InBev. The company distributes products globally through an international supply network that [partners with local distributors. The company should partner with established Chinese brewers, this will enhance business expansion. Partnering with Chinese brewers enables the company to reach a wider Chinese market. The company can also share resources with the Chinese brewers; for instance, new production technology that caters for the interests of Chinese consumers (Tom, 2013). Transferring beer production activities to China is one example of off shoring. Off shoring entails the transfer of business or production processes from a given country to others like China. Off shoring also entails the outsourcing of production, administration and technical services, supporting international operations away from the home country (Tom, 2013). The top beer drinking nations are; Czec Republic, Ireland, Germany, Poland, and Croatia. The countries consume the highest beer volumes per capita. The company will market Anbev products in Germany, through partnering with local brewers and supply networks. This will minimize the costs involved in independent beer production and

Disparities related to ethinic and cultural groups rsalted to low Assignment

Disparities related to ethinic and cultural groups rsalted to low birth weight - Assignment Example The involved health complications include cerebral palsy, hyperactive complications and chronic lung disorders (Goepfert, 2012). A discussion on the related disparities exhibit health complications for the minority communities of the world. In America, the affected minority communities include the Hispanic, Black American and the Hispanic white. The arising complication of low infant weight poses a great threat to the world health and survival of the infants. In America, the complication poses danger to the existing minority population due to the challenge health care structure. The resultant effects of prolonged disparities include prolonged complications for maternal health among the existing racial groups and the ethnic populace (Whitehead & Vincenzo, 2012). The realization of the impact of the current situation is evidenced by increased death rates. Material genetic contagion is a key contributor to the preterm birth among the minority communities in the United States of America. Other major causes of the preterm birth include maternal age gap, prolonged smoking addiction and general substance abuse. Hypertension is also a major concern for the increased preterm birth complications in the minority communities. There are family centered services that are community founded to help families with this issue and this sees to it that the family is abetted in this transition for better outcomes for their

Analysis of data from the practical class (guinea-pig ileum Lab Report

Analysis of data from the practical class (guinea-pig ileum experiments) - Lab Report Example Fill in the table (see next page) for all 4 types of agonist/antagonist combination used. Using appropriate statistical tests on the class data, examine whether in each case the presence of the antagonist increased the log EC50 value of the agonist significantly (in other words, made it less negative)*. (ii) With reference to the class practical results in the table (page XX), describe in detail what the experimental evidence is for your answers to question 3(i). This justification of your conclusions is a very important part of this practical write-up. X- Due to the introduction of the drug x, there was contraction response on acetycholine as seen by the less negative values after the introduction of the drug. He drug acts on cholinergic nicotinic receptors, where acetycholine derives it actions. Y-As a result of the introduction of the drugs, the histamine action was strongly altered as seen by less negative values than in the absence of the drugs. In which case, it can be concluded that they are H2 antagonists because they are the ones that inhibit the action of histamine at H2 receptors. Through the action of H2 receptors, histamine is able to secrete gastric juice. 4. The experimental protocol for this practical involved determining two log concentration – response curves, the first one in the absence of the unknown antagonist and the second one in its presence. Could this experimental protocol lead to any error and, if so, and how might it be avoided (e.g. by modifying the protocol)? Paradoxical potentiating effects: Very low concentrations of aacetycholine sometimes produce a potentiation instead of antagonism and this would interfere with the measurements. More attention should be given when measuring the concentration to ensure that it is

Job Order Costing Essay Example | Topics and Well Written Essays - 1250 words

Job Order Costing - Essay Example Job order costing is applicable to job order work in factories, workshops, and repair shops, as well as to work by builder, construction, engineers, and printers. It is a highly useful procedure, and allows for these various different occupations to do their work efficiently and at the costs that were predetermined to go hand in hand with each job. In job order costing, the key is that the work is done to the customer's specifications. As a result, each job tends to be different in nature. Even if the job may seem to be exactly the same at first, often a customer will want a worker to do something different than what was originally thought to be done. For example, â€Å"job order costing is used for construction projects, government contracts, shipbuilding, automobile repair, job printing, textbooks, toys, wood furniture, office machines, caskets, machine tools, and luggage. Accumulating the cost of professional services (e.g., lawyers, doctors and CPA's), also fall into this category† (MAAW, â€Å"What Is a Cost Accounting System?†). Job Order Costing is used by companies where products or services are identifiable by individual units or batches—auto repair, tax return preparation, case in an attorney’s office, ship construction, etc. The costs attributable to a particular job are assigned directly to it. Difference between Job order Costing and Process Costing: "In Job Order Costing, Unit Cost computed by job. Many jobs are worked during the period. Costs are accumulated by individual jobs. Costs are traced and applied to individual jobs in Job order cost system. In Process Costing, Costs are accumulated by departments. Unit costs are computed by department. A single product is produced for a long period of time Costs are traced and applied to departments in a Process Cost system." (McGraw-Hill/Irwin, Chapter4, "Systems Design: Process Costing") Primary Objective in Job order Costing: When a job produces a specific quantity for inventory, job order costing permits the computation of a unit cost for inventory costing purposes. When jobs are performed on the basis of customer specifications, job order costing permits the computation of a profit or loss on each order. Since costs are revealed as an order goes through production, these costs may be compared with estimates which were made when an order was taken. Job order costing thereby provides opportunities for controlling costs. It allows the person to help try to keep costs as stable as they can, yet still find a way to make a profit. This ability helps keep both the worker and customer happy, and helps promote a better relationship between the contractor or professional and the person who is paying for the work. This can also help keep costs low, because the customer does not need to pay for services they do not need, even if the professional is capable of doing them. This way, the customer only needs to pay fo r exactly what they need from the professional. When job order or process cost methods are used, costs must be accumulated for control purposes according to the unit in which the product cost is to be stated. For example, Coal is measured by the ton, chemicals by the gallon, and lumber by board feet. Products, such as machines, automobiles and shoes are measured either by the individual unit or by a multiple

Perscription drug abuse Research Paper Example | Topics and Well Written Essays - 1250 words

Perscription drug abuse - Research Paper Example As far as the statistical figures are concerned, it is a grave situation and a growing problem. (Karla, 30) Experts still haven’t been able to figure out the actual reason behind this kind of drug abuse. The two likely possibilities may be that doctors prescribe more medicines for their patients than is actually required; secondly online purchase of medicines has made it easier and convenient for people to buy drugs especially for teenagers. Where some pharmacies follow the legitimate path and do not provide medicines without prescription, however some pharmacies distribute drugs without proper prescription, validation and verification making the drugs more approachable hence contributing towards this growing issue. Drug abuse does not only lead to addiction and instability it can also give rise to harmful chemical reactions which can occur in the body due to medicine intake in inappropriate quantity. To avoid this, all prescriptions should be obtained from one pharmacy so tha t minimum risk is involved secondly using others prescription should be strictly avoided even in cases of similar condition. (Jeremy, 25) Effects of Prescription Drug Abuse Prescription drug abuse affects different parts of the body which includes body, brain and physical appearance of the individual who is involved in drug abuse. Effects on Brain and Body The drugs that are directly related to the problem of drug abuse are opioids, CNS (central nervous system) stimulants depressants that are most commonly used to pacify and ease the nervous system in case of anxiety. Opioids are drugs that are used to relieve pain of both moderate as well as severe level. OxyContin and Vicodin fall in the category of opioids; these medicines attach themselves to the brain and body cells particularly the ones in the spinal cord, brain area and gastrointestinal zone making them numb so that the pain awareness is obstructed. These drugs can also raise the level of dope in the brain which gives a feeling of immense pleasure and in other cases where it is snorted by the abusers, intensifies the feeling of euphoria which can lead to severe medical consequences which includes nausea which consequently leads to vomiting, mood swings, decrease in the activities of brain, seizures, coma and numbness. Combination of opioids with alcohol and other CNS depressants can further aggravate the situation. (Rod, 56) Central nervous system depressants as the name indicates is used to treat anxiety, insomnia, feeling of fear or panic, severe stress responses and seizures. The medicin es that lie in this category are Valium, Xanax and Librium; they act directly on GABA, an acid which is present in the brain. GABA in turn retards the brain activity to some extent which is exactly why it is used to deal with problems of anxiety and sleep disorders. It pacifies the brain activity due to which the patients experience a soothing effect and drowsiness. However if this medicine is used in inappropriate amount and special care is not taken during its use can result in respiratory seizure which ultimately leads to death. Not only the abuse or overdose of depressants result in severe

Electronic Usage Policy Research Paper Example | Topics and Well Written Essays - 1750 words

Electronic Usage Policy - Research Paper Example Recent researches have shown an increase in the number of, individuals, especially in their workplaces, who access the internet everyday all over the world and these individuals have access to many databases, which may sometimes hold explicit, violent, prohibited and at times illegal content. This has created a situation where these individuals use the electronic resources of the organizations for which they work to access information that is not work related and this has been a source of concern for the managements of these organizations. In order to curb these tendencies by those who use their electronic media, especially the internet, many companies and organizations have chosen to adopt electronic usage policies whose purpose is to ensure that there is responsible use of this resource. Furthermore, these policies have been put in place to ensure that electronic resources are not used for purposes, which are not compatible with the objectives of the organizations in which they are used. ... However, despite the fact that many businesses and institutions have made the internet accessible to their employees for the purpose of ensuring that they conduct their activities with ease, it has been realized that its usage has become subject to abuse by those who use it. In this paper therefore, we shall look at some of the reasons why the use of the internet should be regulated through the introduction of electronic usage policies by various institutions. Literature Review Recent surveys that have been conducted by human resource managers on employees have found that approximately sixty five percent of employees spend at least some of their work time on non- work related internet activity. Among the employees who use social networks sites, it has been found that fifty six percent of them check their profiles during their normal workdays and that fifteen percent of this group spends at least one hour a day browsing the internet on non-work related sites. It was further found that over sixty one percent of employees sent personal emails, with nineteen percent sending more than five personal emails per day. The response of many institutions and organizations to non-work related internet activity has been to establish tougher  policies  regarding internet  usage  and  electronic  means to ensure that their employees are monitored (Ambrose & Noel, 2006). It has been found that the most dominant method of controlling the internet behavior of individuals, is through the blocking of sites, the monitoring of internet usage  and email, and finally, firing employees for  violating the electronic usage policies of their companies. The developments in employee potential misuse of electronic technology, and the

Nature and Management in Different Countries Essay Example for Free

Nature and Management in Different Countries Essay Terrorism is a war that has been waging on for more than what the general American population knows about – what makes terrorism a very close reality and a household name is the fact that in the last few years, terrorists are bringing the smell of fear and death closer to the erstwhile protected US domestic landscape through a very lethal weapon: suicide bombers. Times have changed, and the terrorists are getting bolder and bolder, so they say, but some things remain the same, and that includes the nature of suicide terrorist groups, how they are managed by their leaders and how things are just as much the same as it was in the past, as it was in the other countries were suicide terrorist activities were felt earlier, harder, harsher prior to the onslaught of these breed of freedom fighters in the collective US consciousness. Suicide terrorist groups, like any other organization, is a complex maze which can only be treaded successfully through the use of human resource management tools, not very far from the management paradigm and approaches that business groups and other non-violent groups use, since the key to the sustenance of suicide terrorist groups, ironically, is the efficiency of the management to ensure that they always have people who wants to die and to kill in the name of satisfying the greater goal and the greater good. People who are living in a place and in a time characterized by commercialism and consumerism of television ads and product promotions about how to stay beautiful and live longer, about how to look better and have better skin and hair condition, about means and ways to battle diseases and extend lives a little longer people, who, in short enjoys life to the full extent, may find it difficult to understand how there are those who unlike them can just lay down their lives to die, living everything that the material world still has to offer. Suicide terrorists no doubt are a source of fear and anger as much as they are a source of wonderment, mystery and mystique. People ask themselves why these suicide terrorists do what they do. â€Å"What does motivate men and women to become suicide fighters? This is another difficult question to answer. Some of the suicide groups are motivated by religion, others by ethnic nationalism or by a combination of the two. In many cases, it is difficult to tell which motivation is the strongest (Williams, Waltrip, 2004, p.139). † Here, Williams and Waltrip points to the nature of suicide terrorists found in different parts of the world – that they are motivated by something greater than the preservation of their mortal life. The difference in motivation is not just found among different groups, but as low as every one single suicide terrorist and his/her personal reason for embarking on such kind of work and mission (Williams, Waltrip, 2004, p. 139). The modern media(television, Internet and movies) supplement whatever little knowledge the public has by providing either real or fictitious information through documentaries and television shows and movies that graphically illustrate suicide terrorists, their behavior, their nature and their characteristics, with the risk that sometimes they are far from telling the people the truth: e. g. take for example the notion of most people about the gender of a suicide bomber as male, when some historians say otherwise. â€Å"In general, males rarely become suicide terrorists, who are more typically young women and teenagers (Wessely, Krasnov, 2006, p. 112). † What this points out is that with the growth of global terrorism and the rise of suicide terrorist groups and their actions, the desire for knowledge about such aspect of modern day life also improves. Short history on suicide terrorism – In its most basic sense, suicide terrorism may refer to any act wherein the cause of terror of the people, community or society wreaks havoc, death and mayhem without regard for his or her own survival or even with the presence of risking sure death in the process. If this is the case, then suicide terrorism indeed goes way, way back – even during the times of barbarian warriors or even further back. But the concept of modern day suicide terrorism is younger, being around for just nearly three decades. â€Å"Apparently, the first terrorist suicide attack took place in Beirut on 15 December 1981. On that date a suicide driver reportedly drove an explosives-laden car into the Iraqi embassy, killing himself as well as 61 other persons and injuring more than 100. Iraq claimed that the attack was carried out by the Iranian and Syrian intelligence services. The use of suicide attacks as a systematic tactic, however, began only in 1983 (Bjorgo, 2005, p. 72). † Historians do not actually claim that this act triggered the new wave of in the style of terrorism, but this is one of the first one of its kind, probably the first documented act constituting the idea of modern day suicide terrorism by a suicide terrorist. Suicide attacks by suicide terrorist groups is not something new, especially not in the international level, since many groups decades ago were already resorting to this type of attack. The only difference is that now, there is an increased global presence and awareness about suicide terrorist groups and their actions because they are expanding their targets towards new locations, targeting a new set of people some of which are not even fully aware that they are just as susceptible to such attacks compared to the people living in other locations which are war torn and struggling from armed conflict. â€Å"Although suicide terrorism is not new to the world, it appears to have greatly expanded since early 2003 and has spread to regions where it was previously unknown. The primary increase was in the large number of suicide terrorists operating in Iraq, which until the war had not experienced this brand of terrorism (Fieldman, Shapir, 2004, p. 46).

Pro-Natal Policies Analysis

Pro-Natal Policies Analysis Pro-Natal Policies in Norway Background Norway’s average fertility rate over the past 10 years is about 1.9, compared to Singapore’s average of 1.25 over the same period (The World Bank, 2014). Furthermore, 5 out of 6 women between the ages of 30-39 still remain employed (BBC News, 2006). Norway is Scadinavia’s richest country, enjoying an oil boom which started 40 years ago (Mohsin, 2014). Most of its revenues are channelled into a wealth fund that has accumulated to $890 billion, or about $170,000 per person. These oil revenues allow for large budget surpluses, protect government schemes from recessions, and provide resources for the future (Rindfuss et al.). The Nordic welfare states have a long-running tradition of implementing policies directed at the family (Rà ¸nsen, 2004). However, these policies are not for pro-natalist reasons, but rather based on their ideas of gender equality and a general concern for the well-being of families and their children. Also, Norwegian society holds the philosophy that children are an essential part of society (Andersen, 2012). Policies Child Benefit The child benefit is paid to all families with children below the age of 18 to cover their costs of having children (Ministry of Children, Equality and Social Inclusion). It is paid per child from the month after the child’s birth till the month before the child turns 18. In 2012, the child benefit was â‚ ¬ 119 per month. A single provider is entitled to an additional child benefit. Parental Leave Benefit Families receive the parental leave benefit upon the birth of a child, a scheme that was started way back in 1956 (BBC, 2014; Ministry of Children, Equality and Social Inclusion, 2014). For most families, this continues until the child is about a year old. The goal of the parental leave benefit is to make it financially feasible for one parent to care for the child at home during its first year, as well as to facilitate equality in parenting. A period of 47 weeks with parental leave benefits, or 57 weeks with reduced benefits (80% of pay) is shared between the parents to provide income for the first year of the child (Anderson, 2012; Ministry of Children, Equality and Social Inclusion, 2014). After the first year, the child is entitled to a place in a day-care centre and/or a cash benefit. Mothers have the right to parental leave benefits if they have worked for at least 6 out of the last 10 months (Ministry of Children, Equality and Social Inclusion). Mothers who do not fulfill this requirement have entitlement to a lump sum maternity grant. In 2011, this grant was â‚ ¬ 4310 per child. The three weeks before and six weeks after birth have to be taken by the mother as part of the parental leave benefit period. The father also has to fulfil a minimum quota of leave (Ministry of Children, Equality and Social Inclusion, 2014; BBC News, 2014), with the Norwegian government has planning to lengthen this by one more week. The rest of the leave period can be freely shared between both parents. When the father takes any leave outside of his quota, he has to take up primary care of the child. A goal of this is to allow for fathers to spend more time alone with the child during the toddler stage. Since the paid leave is financed by taxes, employers do not lose out when employees use their parental leave (BBC News, 2014). Funding for the parental leave benefits and lump sum maternity grants amount to about â‚ ¬ 1.83 billion (2011) (Ministry of Children, Equality and Social Inclusion). More than 80% of mothers and 70% of fathers are entitled to parental leave benefits. Cash Benefit For one and two year olds, parents can choose between a place in a day-care centre or receive a cash benefit (Ministry of Children, Equality and Social Inclusion). They can also choose to combine a reduced rate cash benefit with reduced time in a day-care centre. Only children who are one year of age can receive the cash benefit and are entitled to a maximum benefit period of 11 months. For cash benefits, only full or half cash-benefits can be chosen. The cash benefit is approximately â‚ ¬ 404 per month (2011), is non-taxable, and is paid without income or means-testing. Day-care A child is entitled to a place at a day-care centre as soon as the child turns one-year old (Andersen, 2012). Both public and private day-care centres are heavily subsidised by the state, and parents are means-tested and are charged accordingly at different rates. Fees are capped at â‚ ¬308 per month. This is in contrast to an average of â‚ ¬144 a week in Ireland. Furthermore, the childcare system in Norway is highly regulated and the standard of care is known to be of very high quality. Effectiveness A study by Lappegà ¥rd (2010) found that policies which promote involvement of fathers in childcare and gender equality such as paternal leave are positively associated with second births, while policies which grant general support for the family such as childcare cash benefits are positively related with third births. Another study conducted by Zuvander, Lappegà ¥rd and Andersson (2010) found a positive association between fathers’ parental leave use and continued childbearing in Norway for one-child and two-child couples. For families with two children, an extended period of leave for the mother was positively associated with the birth of a third-child. Furthermore, using data from Norway, Rindfuss et al. (2007) showed that the greater availability of child-care centers leads to a younger age for the first birth, and that high quality and affordable child-care leads to increased child-bearing. However, Rà ¸nsen, a Norwegian statistician, claimed that implementing generous family policies do not guarantee high fertility (BBC News, 2014). Sweden is cited as an example, whereby birth rates have not improved even though family policies were as generous as in Norway. Sweden went through a sharp increase in unemployment, after which the fertility rate fell from 2.1 in 1992 to 1.5 in 1997. It is believed that it is Norway’s combination of steady economic growth and family policies that has kept birth rates high, since people have a tendency to postpone having children during periods of economic insecurity. Pro-Natal Policies in France Background France has the second highest fertility rate in Europe, ranked after Ireland (France Diplomatie, 2013). In 2012, the fertility rate was 2.01, close to the replacement rate of 2.1. The birth rate has been increasing since 1995, and this trend has often been linked with many family policies during that period (Laroque and Salanià ©, 2008). In addition, France still maintains a high rate of female employment: 85% of women are employed (France Diplomatie, 2013). In France, fulfilment comes about from a rewarding family and social life (France Diplomatie, 2013). A 2011 study found that close to 60% of young French people were keen to start a family and have children. This figure was the highest rate in Europe. Policies Generous Monetary Benefits Women under maternity leave can receive full salary for 16 weeks, and are eligible to 26 weeks if the child is their third, and up to 34 weeks in the case of multiple births (European Union, 2014). Fathers are granted 11 consecutive days of paternity leave with full salary. Furthermore, families are entitled to monthly parental allowance if one of the two parents stops working or reduces his/her working hours to care for a child under three years of age. In addition, parents receive a family allowance after their second dependent child under 20 years of age (European Union, 2014). This monthly amount depends on the number of dependent children. After the third child, if the other two children are under 21 years, families are entitled to further family support amounting to â‚ ¬ 167.34. This is subject to means-testing Families can also receive assistance for their first child (European Union, 2014). For example, they can be paid a premium of â‚ ¬923.08 for a birth or â‚ ¬1846.15 for an adoption; a monthly allowance to assist parents with raising and education costs for three years (â‚ ¬ 184.62); family support allowance to help raise a child in the absence of help from one or both parents (ranging from â‚ ¬ 90.40 to â‚ ¬ 120.54), and a back-to-school allowance that is means-tested to help families with their children’s schooling costs (â‚ ¬ 360.47 for 6 to 10 year olds, â‚ ¬ 380.36 for 11 to 14 year olds, â‚ ¬ 393.54 for 15 to 18 year olds) Tax concessions for big families Large benefits stand to enjoy substantial tax concessions, whereby families with at least three children benefit the most (European Union, 2014). The French tax system is such that tax units are households, not individuals. Each household amounts to a number of shares determined by marital status and the number of children. Married couples are entitled to two shares, a further half-share for the first two children, and an additional one share per child after the third child. Given that taxable income is calculated as the total household income divided by the number of shares in a household, large families get to enjoy a significant reduction in taxes. Wide range of childcare services France has a comprehensive childcare and pre-school system that allows parents to continue working (European Union, 2014). Nurseries are run by businesses, the local government, or parent associations. The fees for most nurseries are means-tested. Parents can also choose to hire a licensed childminder who can look after up to 4 children at his/her home. Also, pre-school in France is free. In addition, parents with children under the age of six can make use of after-school centres, which are usually subsidised by the Familiy Allowance Fund. Effectiveness Laroque and Salanià © (2008) found a notable impact of financial incentives on fertility especially for the first and third child. Also, according to Letablier (2008), the main cause for France’s impressive fertility rate is likely due to the of support provided to parents to reduce the costs of children and in reconciling work and family life for mothers so that they can work and care for their children. The latter supports findings from a recent OECD report which found that the most effective policies to boost birth rates are the ones that help women to reconcile career and family. According to the report, government expenditure to provide childcare to help families improve work-life balance is more effective in raising fertility rates than giving money to families to subsidise births (Silverman, 2011). What Can We Learn? How Do They Suit Their Respective Economies (welfare/open economy?) France Financial incentives, though helpful in increasing fertility to a certain extent, are not as effective as helping women to reconcile work and family through the availability of childcare services and parental leave programs. Concessions on taxation, nonetheless, may be a useful tool in raising birth rates. To boost fertility, government policy should utilise a wide variety of instruments and measures to create a conducive environment for child-bearing. McDonald (2007) lends support to this by advocating for comprehensive policies over piecemeal policies, as the real importance of a single policy lies not in its econometric impact, but in how it adds to the way young people perceive their society’s support for those who have children. It is the symbolic meanings of the policies that count most. Norway Funding effective pro-natal policies may require substantial government spending, which may only be affordable to well-endowed and wealthy countries without the possibility of a deficit. Economic stability may also be a pre-condition for high and steady birth rates. Policies that advocate gender equality in parenting may be effective in raising birth rate. Granting more paternal leave to fathers can be helpful, as well as setting a minimum quota of leave to encourage fathers to spend more time caring for the child. Also, the availability of good quality and affordable child-care services can help boost fertility.

Nestle Marketing Analysis

Nestle Marketing Analysis This is a report as well as a marketing plan about Nestle and its new product Nescafe Menu. The report is about the Halal food leader ― Nestle (Malaysia) and its activity on how they market their products and sustain their leader position in the current market. Moreover, there will be a detail analysis on the current marketing situation which included SWOT, PEST and financial analysis plus the marketing strategies applied by the company in order to domain the market. The marketing strategies will further the discussion by involving the pricing, product, distribution and promotion strategies. However, the main focus will fall on the company ― Nestle Malaysia, the market of soluble coffee, the brand Nescafe and its new launched products. In addition, recommendations and solutions are provided by the author to solve the current scenario and overcome the problems. Nestlà © (Malaysia) Berhad plays the role as the leader of Halal food manufacturer and the first multinational to voluntarily request for Halal Certification of all its food products when it was first introduced in 1996. Nestlà © is establish in 1912 and public-listed on Bursa Malaysia since 1989. Currently the biggest Halal producer in the Nestlà © world. In Malaysia, Nestlà © employs 5000 people, owns 7 factories and 6 sales offices plus one national distribution centre. The head office based in Petaling Jaya, Selangor. (Nestle, 2008) Nestlà ©Worldwide Nestlà © is a multinational company that leading the global food business. It is founds by a Swiss chemist ─ Mr. Henri Nestle. Nestlà © have the worlds largest food manufacturer and the worlds largest private nutrition research capability based in Switzerland. Overall, Nestlà © present in over 100 countries with 276,000 employees worldwide and 456 factories in 84 countries. Currently, Nestlà © owns over 8500 brands and produce over 10,000 different products. Nestlà © hits the sale of 32 billion products yearly. Furthermore, Nestlà © have 24 Research Development centres worldwide and invest RM5 billion annually on RD. (Nestle,2008) Introduction about the product ― NESCAFÉ ®MENUâ„ ¢ At November 2009, Nestle introduced a new range of beverage to captures locals heart. New Nescafe menu is your menu of Malaysian favourite. Bring home the authentic taste of your favourite coffee shop flavours anytime and anywhere. (Nestle,2009) Key Benefit Nestle provides good quality products with improving nutrition and health benefits under Halal policy benefits everyone especially Muslims so that consumers can enjoy their favourite food or beverage without worries with the Halal assurance promised by Nestle. (Nestle,2010) The introduce of Popularly Positioned Products (PPP) brings affordable nutrition accessible (based on local considerations, food regulations, nutrient deficiencies and public health concern) for society and leads a healthier lifestyle and diet plan with the Nestlà © Nutritional Compass label in all nestle products. (Nestle,2008) Talk about the new Nescafe menu that contains coffee as the main ingredient. In fact, according to Don Howat (2009) coffee is something great because it contains antioxidants. Meanwhile, he hopes that there is a change of the wrong perception ‘coffee is bad for health among Malaysian and able to target non-coffee drinker and increases the consumption of coffee in Malaysia which is consider as low compared to other countries. Current Marketing Situation Nestlà © Malaysia, currently the biggest Halal producer in the world, markets more than 300 Halal products in market, is warranting its appointment as the Halal Centre of Excellence for Nestlà © worldwide. Exports its products to more than 40 countries worldwide with export sales of over RM470 million. Imports Halal products from the 66 Nestlà © factories worldwide that are certified Halal. (Nestle,2010) According to Philip Kotler and Gary Armstrong (2010), differentiated marketing means a firm decides to target several market segments and design separate offer for each. Nestle (Malaysia) utilizing differentiated marketing (segmented marketing) strategy by having several categories of product that means to target different customer. Categories of product in Malaysia: Example of brand name in Malaysia ÃÅ" Coffee and Beverage ÃÅ" Nescafe / Milo ÃÅ" Culinary Aids/ Prepared Foods ÃÅ" Maggi ÃÅ" Milks ÃÅ" Nespray/ Nesvita ÃÅ" Liquid Drinks ÃÅ" Perrier ÃÅ" Junior Foods ÃÅ" Nestle Baby Cereals ÃÅ" Breakfast Cereals ÃÅ" Nestle Breakfast Cereals ÃÅ" Chilled Diary ÃÅ" Nestle Bliss/ Nespray Yogurt ÃÅ" Ice-cream ÃÅ" Nestle ice cream / Drumstick ÃÅ" Chocolate and Confectionery ÃÅ" Kit-Kat / Smarties / Milkybar ÃÅ" Healthcare Nutrition ÃÅ" Nutren Optimum / Fibre / Junior ÃÅ" Performance Nutrition ÃÅ" POWERBAR Performance / Gel ÃÅ" Nestle Professional ÃÅ" Nestle Professional Table 2 : Nestlà ©s categories of product and brand name in Malaysia Adapted from Nestle in your life, our brands, 2010. From http://www.nestle.com.my/nestle+in+your+life/our+brands/ Nescafe commands 70 per cent market share in the coffee segment locally Nescafe practises differentiated marketing too by having 5 different range of coffee (mainstream coffee, healthy coffee, Nescafe Classic and Gold). Simultaneously, Nescafe Menu marketing three different beverages that include Nescafe Menu Tarik, Ipoh White Coffee and Nelso to targets a group of local people (Malaysian) includes coffee lovers and non-coffee drinkers (all age) by offering coffee shops all time top seller. (Don Howat, 2009) Product review for NESCAFÉ ®MENUâ„ ¢ Nescafe Menu Tarik -satisfy your craving for a delicious foamy cup of coffee and indulge in the authentic taste of a tarik. Nescafe Menu Ipoh White Coffee -three minutes are all it takes for you to enjoy a deliciously creamy, smooth and aromatic cup of Ipoh white coffee, anytime of the day or night. Nescafe Menu Neslo -for those who must have your morning cup of neslo before the day can start, heres the one for you with the rich taste of Nescafe coffee and the goodness of chocolate malt, all serve in one delicious blend. Table 2: Product Review of NESCAFÉ ®MENUâ„ ¢ Adapted From Nestle in your life, our brands, beverages ― Nescafe, NESCAFÉ ® MENUâ„ ¢, (Nestle, 2010) From http://www.nestle.com.my/Nestle+In+Your+Life/Our+Brands/Beverages/Nescafe.htm New Nescafe Menu benefits consumer by giving them a big flexibility and in-home enjoyment without stepping out the house to coffee shop for beverages. The new Nescafà © Menu range is available at all leading supermarkets and hypermarkets in 15-pack bags at the recommended retail prices of RM12.90 (The Star Newspaper 2009). Currently, only the white coffee produced by old town is consider as the direct competitor because they having the same product as Nescafe Menus white coffee. PowerRoot and BOH are indirect competitor because they dont have the same (but similar) product as Nescafe Menu yet they are the strong competitor in the market so its important to keep an eyes on the companys activities. Competitive Review White Coffee 3-in-1 Classic by Old Town * Old Town kopitiam(coffee house) had 141 outlet in Malaysia and still growing (old town, 2010). * Rated as Malaysians favourite hang out place for its signature white coffee. * A perfect, smooth blend of original white coffee. Rich, creamy and aromatic, it has a heightened lingering mouth feel (Old Town, 2010). * 15 sticks in a Packet, RM12.90 * The famous Cameron Highland tea * Rated as Malaysias all time local favourite beverage. * Experience the robust, full-flavour of Boh Teh Tarik Kurang Manis with less sugar in each convenient sachet * 12 sachet in a packet for RM7.90 Oligo cereal (6 in 1) by PowerROOT * Nescafes main competitor for soluble coffee range * Cereal drink mixed with a fine blend ofoats,cereal,B-Glucan,Oligofructose, sugar and non-dairy creamer * 12 sachet in a packet for RM12.90 PEST analysis Nestlà ©s PEST Analysis (P)olitical * In support of the Governments efforts to combat non-communicable diseases in the country, Nestle collaborated with relevant NGOs to participate actively during the Nutrition Month Malaysia campaign to promote good nutrition in the community (Nestle, 2008). * Nestle is in full support of the Governments efforts to encourage healthier diets and active lifestyles to help counter problems associated with obesity, diabetes and cardiovascular diseases. We have made significant change to improve our products profile to complement the Governments efforts to create a healthier population (Nestle, 2008). (E)conomic * Flat domestic sales reflects slowdown in local economy and changes in consumer spending behaviour. (Nestle, 2009) * The weak market sentiments due to the global economic slowdown and changes in consumer spending behaviour (spending less and saving more), have some bearing to the Groups domestic business, which remained flat for the period under review. (Nestle, 2009) (S)ocial * Nestle was founded on social responsibility, sound human values and principles more than 140 years ago (Nestle, 2008). * Malaysias majority = Muslim. Consumers trust and confidence on quality and peace of mind for Muslim consumers (Nestle, 2008). * Our interest in Halal was borne out of social responsibility and respect for our Muslim employees and consumers, and today, we are beginning to appreciate the long-term investment we have made in manufacturing and marketing Halal products (Nestle, 2010). * Though it is a global brand, Nescafe is locally produced to meet the taste preferences of local consumers (Nestle, 2010). (T)echnology * Improve innovation technology and supplier development through Halal knowledge (Nestle, 2010) plus innovate renovate nutritious and healthier products using RD expertise (Nestle, 2008). * Every Nestle product undergoes as extensive RD process and a stringent quality standard before it is launched, because we value the trust that our consumers have in us (Nestle, 2008). * Nestle consumers all over the world benefit from world-class manufacturing facilities, the best private RD capability in food and nutrition, international quality and safety standards but with products catered to local preferences (Nestle, 2010). * Our global investment in RD clearly shows Nestlà ©s commitment in innovating and renovating products based on scientific evidence and trials (Nestle, 2008). SWOT Analysis (S)trengths (1) High market share ÃÅ" For instant, Nescafe commands 70 per cent market share in the coffee segment locally as the leader. (Don Howat, 2009) (2) Size, operational efficiency and financial power ÃÅ" Owns 7 factory and 6 sale office at Malaysia with one national distribution centre that involve exportation of Halal product to more than 40 countries. (Nestle, 2008) (3) Wide range of products ÃÅ" Nestlà © owns over 8500 brands and produce over 10,000 different products. (Nestle, 2008) (4) Ability to customize global product brand to local preferences ÃÅ" For example, markets more than 300 Halal products in market, to more than 40 countries. (Nestle, 2008) (5) Strong Research development ÃÅ" Have 24 Research Development centres worldwide and invest RM5 billions annually. (Nestle, 2008) (6) Halal policy ÃÅ" Helps in targeting Muslim by assuring them with all product is Halal and also attract non-Muslim customer at the same time. (Nestle, 2010) (W)eakness (1) Very narrow product line for beverages ÃÅ" Only promotes chocolate malt (milo), coffee (Nescafe) and milk beverage. (O)pportunity (1) New product discover (expanding product line) ÃÅ" The discover of New Nescafe Menu is a good example whereby it also help to expands the range of coffee under the Nescafe brand. In the future, they maybe will produce coffee candy in different flavour. (2) Changing of customer needs/tastes ÃÅ" For instant, customers have more awareness toward their health care and wish to have product that come with low sugar contain thus Nestle can introduces their products with low sugar contain to fulfil customers needs. (3) New technology ÃÅ" To improve the products quality by implementing the new technology and maintain their market share in the industry. (T)hreats (1) Economic downturn ÃÅ" Threaten profit margins and bottom-line. If the firm decides to cut cost, many people might lose their job and social responsibility is frequently put on hold. (Nestle,2008) (2) Entry of new competitor ÃÅ" For instant, the Starbucks also blends into the soluble coffee market with their signature premium coffee. Thus, Starbucks might affect the sales of Nescafe premium range product. Financial Analysis Financial analysis use and transformation of financial data into a form that can be used to monitor and evaluate the firms financial position, to plan future financing, and to designate the size of the firm and its rate of growth (allbusiness.com, 2010). Based on the 5 years statistics (appendix 2), it proved that the company is growing healthy from the year 2004 to 2008. In 2008 Nestle Malaysia post a turnover of RM3.9 billion (approximately) for the year ending 31 December 2008, which represents a 13.5 % growth over 2007. Profit before tax is increasing from year 2004 to 2008. However, the percentage of turnover which is rated as 11.6% in 2007 fall to 11.4% in 2008, due to heavy capital expenditure(which contributed to higher financing costs) (Nestle, 2009). With the implementation of lower tax expenses by government, Nestle (Malaysia) manage to nudge the profit margin after tax from 8.5% to 8.8%. According to Nestle (2009), the Board of Directors has recommended a final net dividend of 80 cent per share, giving a total net dividend proposed and declared for the financial year of 191.19 cent per share that represents a 68.0% increase compared to the previous period and hits the highest in the Groups history. From the balance sheet (appendix 3), we can see that the Nestle group and Nestle Malaysia are growing stronger and having a very positive view about their assets with the increments. Overall, the group have RM1,660,401,000 of asset while the company have RM1,110,879,000 of assets. Furthermore, it achieved a balance with their equity and liability that shows the company is healthy with strong financial. By observing the income statement (appendix 4), the company is making more profit (compared by year 2007 and 2008). Nestle Malaysia hits RM435,269,000 of revenue for 2008 which is higher than year 2007 by increase of RM75,116,000. For the Nestle group the gain approximately RM3.9 billion at 2008 and its better than the previous year with RM3.4 billion. The basic earnings per ordinary share (cent) for year 2008 is 145 while year 2007 is 125. It shows that currently the company is still doing well. Based on the cash flow statement (appendix 5), the available cash of the group and company is decreasing. It is because of the cash is used for heavy financing activities. Group 2008 RM000 Group 2007 RM000 Company 2008 RM000 Company 2007 RM000 Net cash from operating activities 555,972 290,657 401,005 226,134 Net cash from investing activities (185,696) (100,721) 28,219 21,667 Net cash used in financing activities (376,256) (214,094) (445,550) (234,505) Cash and cash equivalents at 31 Dec 25,690 31,670 1,042 17,368 Objectives 1st years objective (short term) Hoping to double our share (to reach 70 per cent of the total market) of the speciality coffee market by next year with the launch of New Nescafe Menu (Don Howat,2009) Catering to Malaysian tastes by offering a mix of drinks across different ranges and the new products add to the companys product portfolio of these ranges. (Don Howat,2009) See an increase in coffee consumption in Malaysia. (Don Howat,2009) Hope to change the perception that coffee is bad for health and educate consumer on the goodness of antioxidants contained in coffee. (Don Howat,2009) 2nd years objective (and long term objective) Improving current portfolio to ensure the products has more nutritious without affecting the taste (for example, less sugar, salt and fats). (Nestle, 2008) Maximise the use of good quality local raw materials. (Nestle, 2010) Creating and increasing consumers awareness on nutritional labelling, food safety and consumer rights to safe and quality food. (Nestle, 2008) Guarantee that all products manufactured, imported and distributed by Nestlà © Malaysia are certified HALAL by authorised Islamic certification bodies. (Nestle, 2010) Produce and sell world-class products of the highest consistent quality, reliability and convenience based on business excellence principles throughout our operations.(Nestle, 2010) Marketing Strategies Nescafe Menu utilizing the multiple segmentation bases which included of geographic, behaviour, and demographic segmentation. NESCAFÉMENUs Segmentation for Consumer Market Geographic Country Malaysia Country religion Asia Demographic Age 12 ― 65+ Gender Male and female Family size 1―5+ Family life circle Single/ married (with or without children) Income Upper low and above Occupation Students, working adult, housewives retired Religion Muslim(mainly), Hindu Buddhist Race Malay, Chinese, Indian others Nationality Malaysian Behavioural Occasions Regular Benefits Quality and convenience User status Potential user and regular user User rates Medium use Loyalty Status Strong and absolute Readiness stage Interested, desirous and intention of buying Attitude toward product Positive Table 3: NESCAFÉMENUs Segmentation for Consumer Market Adapt from Major Segmentation Variable for consumer markets by Philip Kotler, Gary Armstrong (2010). Available at Principles of Marketing (13th edition) Chapter 7― Customer-Driven Marketing (Market Segmentation) page 217. Selective marketing (differentiated marketing) ― market-coverage strategy in which a firm decides to target several market segments with separated offers (Philip Kotler, Gary Armstrong 2010). Nestle as leader of global food market applied selective targeting by differentiated their products to numbers of categories that means to target different customer. Categories of product Example of product Targeted customer (in general) ÃÅ" Coffee and Beverage ÃÅ" Nescafe / Milo ÃÅ" All range ÃÅ" Culinary Aids/ Prepared Foods ÃÅ" Maggi ÃÅ" Household, mainly teenager and university students. ÃÅ" Milks ÃÅ" Nespray/ Nesvita ÃÅ" Household ÃÅ" Liquid Drinks ÃÅ" Perrier ÃÅ" Upper middle range ÃÅ" Junior Foods ÃÅ" Nestle Baby Cereals ÃÅ" Parents with baby ÃÅ" Breakfast Cereals ÃÅ" Nestle Breakfast Cereals ÃÅ" Parents with children ÃÅ" Chilled Diary ÃÅ" Nestle Bliss/ Nespray Yogurt ÃÅ" Household ÃÅ" Ice-cream ÃÅ" Nestle ice cream / Drumstick ÃÅ" Parents with children ÃÅ" Chocolate and Confectionery ÃÅ" Kit-Kat / Smarties / Milkybar ÃÅ" All range ÃÅ" Healthcare Nutrition ÃÅ" Nutren Optimum / Fibre / Junior ÃÅ" Household ÃÅ" Performance Nutrition ÃÅ" POWERBAR Performance / Gel ÃÅ" Student working adult ÃÅ" Nestle Professional ÃÅ" Nestle Professional ÃÅ" Medium/ large Companies Table 3: Nestlà ©s products, brand name and their targeted customer. Adapted From Nestle in your life, our brands (Nestle, 2010) From http://www.nestle.com.my/Nestle+In+Your+Life/Our+Brands.htm Nescafe is a convenience product type of consumer product that consumers usually buy frequently, immediately, and with a minimum of comparison and buying effort. Normally low priced and marketers place them in many locations to make them readily available when customers need them (Philip Kotler and Gary Armstrong, 2010). (a) Pricing Strategies Major base pricing strategies à ® Value-based pricing [Everyday low pricing (EDLP)]  § Set reasonably low price but still offer high quality products and adequate customer services. Prices are not the highest in the market nor are the lowest, consistent with the benefits and costs associated with acquiring the product.(O.C. Ferrell Michael D. Hartline, 2008)  § For instant, Nestle(M) re-launched the everyday low price Nestle branded range of Take-Home Tubs with Hi calcium, in line with the Nestle corporate wellness initiatives, to further strengthen the leadership position in the affordable segment. (Nestle, 2008) à ® Competitive Matching Pricing strategy focuses on matching competitors prices and price changes. Although some firms may charge slightly more or slightly less, these firms set prices at what most consider to be the ‘going rate for the industry(O.C. Ferrell Michael D. Hartline, 2008). Nestle set the Nescafe Menu according to the ‘going rate whereby market the 15-pack bags at the recommended retail prices of RM12.90 which is almost the same with the Old Towns white coffee (RM12.90) Strategies for adjusting à ® Promotion discounting Virtually all firms, even those using value-based pricing, will occasionally run special promotions or sales to attract customers and create excitement (O.C. Ferrell Michael D. Hartline, 2008). Nestle uses this strategy to attract new and old customer and increase their sales during promotion. à ® Reference pricing Firms use reference pricing when they compare the actual selling price to an internal or external reference price. All customer use internal reference prices or the internal expectation for what a product should cost. As consumers, our experiences have given us a reasonable expectation of how much to pay for the product (O.C. Ferrell Michael D. Hartline, 2008). A pack of 15 pack-bags coffee cost above RM7.90 above and at the average price of RM11.50 to RM13.50 thus consumer expectation price also will be around that ‘reference price. (b) Product Strategies The launched of New Nescafe Menu is using product line extensions strategy by adding new flavours of coffee to Nescafe brand. These products supplement an existing product line with new styles, models, features or flavour and it allow the firm to keep its product fresh and exciting with minimal development cost and risk of market failure (O.C. Ferrell Michael D. Hartline, 2008). Product Strategies Branding strategy * Line extensions à ® It occurs when a company extends existing brand names to new forms, colours, sizes, ingredients, or flavours of an existing product category. (Philip Kotler and Gary Armstrong, 2010) à ® In this scenario, Nescafe introduce the new Nescafe menu by proving three new flavour of coffee to meet consumer variety. Packing and labelling * Nescafe Menu used a simple design by implements the photo of beverages in the packing and picks the colour to suit the beverages. * A big and clear brand name is spot in the top of the packing. * 15-pack bags at the recommended retail prices of RM12.90 * Nescafe also provide 3 flavour in a box of 6-pack bags for consumer who want to have a try for all the flavour. Customer Support Service * According to O.C. Ferrell Michael D. Hartline (2008), a firm may have difficulty differentiating its products when all products in a market have essentially the same quality, features, or benefits. In such cases, providing good customer support ― both before and after the sale helps in identifying and defining consumer needs. * Nestle provides the toll-free customer service line (1800 88 3433) in order to help them to know more about consumers needs and strengthen the current position. Product Life Cycle ― Nescafe Introduction stage i. Attracting customer by raising awareness of and interest in the product offering though advertising, public relation and publicity efforts that connect key product benefits to customers needs and wants (O.C. Ferrell Michael D. Hartline, 2008). First, Nestle make the official launch for new product included Press conference then advertising their product through newspaper, radio and television. ii. Inducing customer to try and buy the product through the use of various sale tools and pricing activities (O.C. Ferrell Michael D. Hartline, 2008). Nestle conducts free testing section, gives free samples to customer at hypermarket and offers their product in cheaper price during the promotion of new launched product. iii. Furthermore, Nestle ensure there is high availability and visibility of the product through trade promotion activities that encourage channel (hypermarket, convenient store and etc) to stock and support the product (O.C. Ferrell Michael D. Hartline, 2008). Growth stage i. Nescafe has a strong branding, high quality with reasonable price to secure their market position. ii. Utilize advertising to stress the products benefits for target customer (O.C. Ferrell Michael D. Hartline, 2008). iii. Maintain and control over product quality to ensure customer satisfaction (O.C. Ferrell Michael D. Hartline, 2008). For example, Nestle collect the customers feedback through their customer service line and email. iv. Contact with key channel especially retailers to get a better shelf space that easily catch customers eyes. Maturity stage i. Nescafe manage to hold the 70% market share of the Malaysian market share with its soluble coffee ranges (Don Howat, 2009) ii. Nestle able to create cash flow and invest it for new products or technology to improve their companys portfolio. iii. At this stage, Nescafe also develop a new product image and apply the new technology to their products. (c) Distribution strategy Nestle uses the indirect marketing channel with intensive distribution that makes a product available in the maximum number of merchants or outlets in each area to gain as much exposure and as many sales opportunity as possible (O.C. Ferrell Michael D. Hartline, 2008). Multiple customer-marketing channel Adapted from Business (tenth edition)by William M. Pride, Robert J. Hughes, Jack R. Kapoor, 2009. Available at http://books.google.com.my/books?id=zb0cItqvLJUCpg=PT427dq=customer+marketing+channelhl=enei=PNa4S6_3I4SyrAfPpfXDCgsa=Xoi=book_resultct=resultresnum=7ved=0CFMQ6AEwBg#v=onepageq=customer%20marketing%20channelf=false Nestlà © as the producer keep the product in their national distribution centre which is used as the main logistic function ― warehouse. Next, wholesaler represent hypermarket that gets the products for the agent (sales office) and then sell it to retailer and customer. (d) Promotion strategy Nestle applied the promotion mix as the promotion strategies. Nescafe use product advertising to promote the image, features, uses, benefits, and distribution of products (O.C. Ferrell Michael D. Hartline, 2008). They present their advertising through television, radio, magazines, newspapers, outdoor display and the internet. Thus, consumers can have a look of the physical evidence of the product. Public relations can be referring to the process in the 7Ps of the marketing mix. It used to promote the firms, its people, its ideas, and its image and even to create an internal shared understanding among employees and can create specific images such as quality, innovativeness, value, or concern for social issues (O.C. Ferrell Michael D. Hartline, 2008). Nestle uses different methods such as press conferences, press releases and event sponsorship. For instant, Nescafe organizes press conferences and releases official press to announce the launch of the Nescafe Menu. Personal selling refers to personal presentation by the firms sales force for the purpose of making sales and building customer relationships. Sales people (as one of the 7Ps of marketing mix) will carry out the communication that attempts to inform customers about products and persuade them to purchase those products. Nestle uses the 6 sales offices and their employees to sell their products. Sales promotion direct towards consumers and trade is applied. Nestle gives sale promotion by giving out samples, point-of-purchase promotion and contests. For example, Nestle promotes different contests for their product seasonally to create excitement for consumers and increase the sales. Moreover, they offer trade allowance and selling incentives offered to an intermediarys sales force. Conclusion and recommendations In conclusion, Nestle group is a strong financial corporate and Nestle Malaysia is a Multinational company that have a bright future in exporting Halal product to more countries out of Asia. The ‘born of the new Nescafe Menu means a revolution of Nescafe beverages by offers local-styled coffee according to consumers needs. Furthermore, I discovered that Nestle do not have a brand that offers tea beverages as new line of product and attract non-coffee drinker to be Nestlà ©s consumer. Moreover, Nescafe ought to provide all their beverages in can so that it easy to carry to everywhere and enjoy it at anytime. As the awareness of health issues is rising rapidly in Malaysia, Nestle should provides their product with low sugar range or replace it with sugar cane which is more healthier compare to fine sugar. Lastly, Nestle should re-design their logo, label and packing as it rated as less attractive compare to its competitor. As the fast-development of multimedia, Nestle should fully utilize it in their packing and advertisement to suit the new generation. Reference Books and e-books Principle of Marketing 13th edition by Philips Kotler Gary Armstrong, 2010. United State of America, Pearson Prentice Hall. Marketing Strategy (global edition) 4th edition by O.C Farrell Michael D. Hartline ,2008. United State of America, Thomas South-Western. Business (tenth edition)by William M. Pride, Robert J. Hughes, Jack R. Kapoor, 2009. (Online) Available at http://books.google.com.my/books?id=zb0cItqvLJUCpg=PT427dq=customer+marketing+channelhl=enei=PNa4S6_3I4SyrAfPpfXDCgsa=Xoi=book_resultct=resultresnum=7ved=0CFMQ6AEwBg#v=onepageq=customer%20marketing%20channelf=false [accessed at 20th March 2010] Introduction to marketing conceptsBy Graeme Drummond, John Ensor, fifth edition

Pierre Trudeau :: essays research papers

Pierre Trudeau will certainly not be forgotten, even after his death. In my opinion he accomplished a lot for Canada but I disliked his crazy ways of politics, to me the way he does things don’t make much sense. Unlike other politicians Pierre Trudeau, had four central themes: the freedom of the individual; the political equality of all individuals; the superiority of rationality; and democracy as the best form of government. What is interesting about these principles is that at various points in his writing Trudeau's value for each one of them compromises and even contradicts his value for one or more of the others. In this way, irony becomes a part of Trudeau's liberalism. There are many more examples of conflicts between Trudeau's thoughts and his actions. For instance, Trudeau has always been uncomfortable with excessive state intervention in the economy. For this reason he has consistently opposed the imposition of price and income controls. But this did not stop him from deciding, in 1975, that a lack of responsibility on the part of business and labour necessitated the introduction of a controls system. Trudeau has spoken of the need for a shift of emphasis in Canadian society from consumption to conservation. And yet, he allowed energy-conservation measures in Canada to fall far behind those of the United States. More than a few times, Trudeau has insisted that it is our moral obligation as Canadians to share our wealth with poorer nations. Nevertheless, he still reduced foreign-aid spending and even put a protective quota on textile imports from developing countries. Trudeau has written about the importance of consensus in government. But again, this did not prevent him, on more than a few occasions, from entirely disregarding the consensus of his cabinet ministers on a given issue, preferring instead to make the decision on his own. Pierre Trudeau :: essays research papers Pierre Trudeau will certainly not be forgotten, even after his death. In my opinion he accomplished a lot for Canada but I disliked his crazy ways of politics, to me the way he does things don’t make much sense. Unlike other politicians Pierre Trudeau, had four central themes: the freedom of the individual; the political equality of all individuals; the superiority of rationality; and democracy as the best form of government. What is interesting about these principles is that at various points in his writing Trudeau's value for each one of them compromises and even contradicts his value for one or more of the others. In this way, irony becomes a part of Trudeau's liberalism. There are many more examples of conflicts between Trudeau's thoughts and his actions. For instance, Trudeau has always been uncomfortable with excessive state intervention in the economy. For this reason he has consistently opposed the imposition of price and income controls. But this did not stop him from deciding, in 1975, that a lack of responsibility on the part of business and labour necessitated the introduction of a controls system. Trudeau has spoken of the need for a shift of emphasis in Canadian society from consumption to conservation. And yet, he allowed energy-conservation measures in Canada to fall far behind those of the United States. More than a few times, Trudeau has insisted that it is our moral obligation as Canadians to share our wealth with poorer nations. Nevertheless, he still reduced foreign-aid spending and even put a protective quota on textile imports from developing countries. Trudeau has written about the importance of consensus in government. But again, this did not prevent him, on more than a few occasions, from entirely disregarding the consensus of his cabinet ministers on a given issue, preferring instead to make the decision on his own.

Teaching Practices Essay -- Education, Politics

The purpose of this paper is to analyze the role that state standards play in the classroom. The topics that I will include in this paper will be an overview of the usage and role that state standards play in the teaching and learning of students and a summary of a discussion with my guiding practice teacher about standards and data from observing him. In addition, I will analysis how my guiding practice teacher uses standards to help instruct his students. Furthermore, through the lens of the reflective cycle, I will reflect on the intelligent action I plan to incorporate into my future classroom. Role That State Standards Play in the Teaching and Learning State standards impact the way that teachers’ instruct in the classroom in a control manner. The standards are state mandates for the topics that need to be cover in the class. The standards serve as an outline of topics for the teachers to teach to the students. They are uniform instruction of a subject that covers all public schools in the state. Additionally, the standards should provide a structure-learning environment in the classroom. Standards help teachers by providing an outline of instruction for the class. Falk (2000) suggest that â€Å"the capacity of standards to provide guidance toward and images of possibility of what quality work can be; the opportunity that standards present to initiate collective conversations and inquiry about shared values, purposes, goals, and expectations† (p.164). Standards help the teachers find a starting point for an instructional lesson. Standards also help to create uniform instruction across the district as well as the state. According to Ravitch (1991), â€Å"[curriculum] must teach the core democratic values that enable ... ...learning as the students need (p.234). While teaching my lesson, I must be present in the moment. I do not need to be thinking about the last class period, next period, or what needs to be done for tomorrow classes. I need to focus on the instruction that on the class that I am teaching to help them be successful. Another intelligent action, I would include in my classroom is feedback. I would include structure feedback in my lesson. At the end of instruction, I would ask the students what they have learn today in class. I would do this as a way to assess their learning and see what the students receive from the class lesson. Additionally, I would ask the students what could I have done better in class or what they believe did not work in class. This would help me plan future lessons to know what work with the class as well as what did not work with the class.

For the Period Before 1750, Analyze the Ways in Which Britain’s Policy of Salutary Neglect Influenced the Devlopment of American Society Essay

For the Period Before 1750, Analyze the Ways in Which Britain’s Policy of Salutary Neglect Influenced the Devlopment of American Society as Illustrated in the Following: Legislative Assemblies, Commerce, Religion As soon as the Americas were discovered, tens of thousands of people wanted to migrate across the sea. The fastest the voyage could be made was approximately one or two months. Communication between the colonies and England was extremely difficult. The regulation of religion was basically impossible. Without the government to intervene, colonists were free to grow whatever they wished and do what they wished with their money. Also, it is exceedingly difficult to govern a colony from thousands of miles away, so the colonies needed to develop their own system of governing. Britain at this pointed adopted a policy of salutary neglect. Salutary neglect allowed the North American society to develop and change into something completely different from what it originally was in England. The land in the new world was found to be very good for farming. All of this new farmland was found to be viable and a great source for crops that were not able to be grown in England, such as tobacco and sugar cane. North American farmers were supposed to plant one acre of corn for every acre of tobacco they planted, but since it was such a cash crop and England was so far away, there was no way to enforce the rule. So much tobacco was made in fact, that the value of it dropped to the point where it was no longer profitable to grow. Farmers at this time did not fully understand supply and demand at this point so they just kept growing it. In the West Indies they would grow sugar cane. This was a valuable crop that sold for high prices in England. Religion in the colonies was freer and more persecution free than ever. While religious persecution still existed, it was much milder and there were many places one could go to escape persecution. The Church of England had no effective form of power in the colonies, so they could not enforce the church upon the colonists in the area. Meanwhile, areas such as Rhode Island had extremely tolerant policies of religion and even allowed those who did not believe in the divinity of Jesus to live there without fear. Even atheists and Jews could escape persecution. With the monarchy so far overseas, the colonies did have to develop their own self-governance. This was prominently seen in the Virginia colony with the House of Burgesses. The House of Burgesses was the first example of self-governing in the colonies. It served as a template for which a colonial government should be created. The House of Burgesses was made up of the Royal Governor and his appointed council of leading plantation owners. The HOB was able to legislate and create laws for the Virginia colony and was a viable replacement for the English government well into the seventeenth century. Another example of government in the colonies can be seen aboard the Mayflower. The Mayflower landed very far from their intended destination so they had no form of regulation or anything to guide themselves by. They decided upon and wrote the Mayflower Compact. The Mayflower Compact was an agreement between the 102 settlers on the Mayflower to form a crude government such that they could func tion properly until a proper government could be established. Salutary Neglect means the beneficial ignorance of something. When England practiced salutary neglect towards the colonies, it allowed American society to flourish and it provided an easy ruling for the English while still technically controlling the colonies.

Health care workforce and health care delivery Essay

How are the health care workforce and health care delivery affected by generational differences? Millions of generations have worked so hard to contribute to some of the challenges within the workforce. Every generation has inner deep values formulated by the era in which they were born and some life experiences. The work ethics, perceptions of others and communication styles are the inner deep values that affect experiences at work. According to research, the workforce transitioned from a two generation workforce (Matures and Boomers) to three generations (Matures, Boomers and Generation X).The mature generation’s characteristics developed from experiences in the Great Depression. Responsibility and quality are key expectations of the Matures, as well as structure and respect. The Boomer generation, a larger part of the workforce who experienced an era of growth and prosperity requires praise and recognition, putting company needs before personal needs, while juggling multiple responsibilities with competence. Some nursing leaders have experienced some challenges in generational diversity as well as differences in perceptions, values, attitudes, work ethics and beliefs. It is important to develop the skills to look at generational differences through different perspective to allow the leaders to extend their leadership qualities and productivity, decrease conflicts and increase the contributions of every staff. It is important to resolve conflicts within the nursing team, otherwise if unresolved it can lead to a loss of productive time, errors, staff turnover, and decreased patient satisfaction. References Swenson.C.Human Resource Solutions. NURSING ECONOMIC$/January-February 2008/Vol. 26/No. 1.Retrieved on June 25, 2014 from https://www.nursingeconomics.net/necfiles/hrsolutions/hrs_JF08.pdfMorrison, J.L. (2007). Ideas to consider when Discuss the shortage of health care staff, aside from doctors and nurses. The health care system has been experiencing a shortage of health care workers for a number of years. This is difficult to understand because a number of people struggle to understand how the organization could suffer from worker shortages in the time of economic recession, when many Americans does not have a job and the unemployment rate is high. This is an explanation that points to the different employees that the healthcare organizations need, for the organization to work in an efficient manner. The health care workers at a professional level who provide direct health services such as doctors, nurses, pharmacists and laboratory technicians or those who offer support services such as financial officers, cooks, drivers and cleaners are integral to the organization. According to a World Health Organization (WHO) report, a shortage in just one part of that complex web of workers can stop other parts from functioning at their best. A perfect example is at the hospital where I work, there has been a few times when there has been no house keeper to cover the floor because they felt sick and had to leave. On few occasions it has created some problems whereby there was no one to do their work, because housekeeping supervisor could not find any one to cover that shift and it became a problem in a number of ways you could imagine. There was no house keeper to throw the trash that was filled up, no one to mop the dirty floors and clean the toilets. All the nurses and the doctors were busy with the patients and it was difficult to find time to start doing the house keeping work. I believe every job is very important whether professional of or unprofessional, we all do different tasks in the health care field to reach one common goal of impressing our consumers or patients. The World Health Organization (WHO) observed that developed countries, such as America are going through a shortage due to an increasing number of baby boomers in the population and increasingly high-tech healthcare. Research shows that the government and university leaders have underinvested in education for health care workers, with not many new health workers to replace their retiring colleagues. Reference: Internet Article-Why Healthcare is Experiencing Work Shortages. Miracle Workers Retrieved on June 25, 2014 from: http://www.careerbuilder.com/Article/CB-1806-Healthcare-Why-Healthcare-is-Experiencing-Work-Shortages

Negotiable Instrument and Secured Transactions

CPA Regulation Negotiable Instruments and Secured Transactions Negotiable Instruments and Secured Transactions What is a note and who are the parties to a note?  © 2011 HOCK international 91 A note is a written promise to pay money. Notes are different from drafts in that notes are a promise to pay. If there is any doubt whether a document is a note or a draft, the holder of the document can decide what it is. There are two parties involved in a note. 1) The Issuer (Maker) is the promisor. This is the party who is obligated to pay the note. 2) The Payee is the person to whom the note is owed. The Payee will receive the money paid by the Issuer. CPA Regulation Negotiable Instruments and Secured Transactions What is a draft and who are the parties to a draft?  © 2011 HOCK international 92 A draft is a written order to pay money. In a draft, one party orders another party to pay money to yet a third party. If there is any doubt whether a document is a note or a draft, the holder of the document can decide what it is. There are three parties involved in a note: 1) The Drawer – The drawer writes and signs the note, 2) The Drawee (usually a bank) – The drawee is ordered by the drawer to pay the Payee, and 3) The Payee – The payee will receive the money from the drawee. CPA Regulation Negotiable Instruments and Secured Transactions What are the common types of notes and drafts?  © 2011 HOCK international 93 The main types of notes are: 1) certificate of deposit (a bank promissory note); 2) time note (payable at a specific time in the future); 3) demand note (payable when it is presented to the issuer); and 4) installment note (the principal is payable over time). The main types of drafts are: 1) checks (written on a bank and payable on demand, requiring the drawee to be a bank); 2) cashier’s checks (a check that is drawn by a bank on itself); 3) trade acceptances (a seller of goods writes a draft ordering the buyer to pay at a future time); 4) sight drafts (a draft payable when it is delivered); and 5) time drafts (a draft payable with a certain period of time). CPA Regulation Negotiable Instruments and Secured Transactions What are the five elements of negotiability?  © 2011 HOCK international 94 In order for an instrument to be negotiable, it must have the following five elements: 1) It must be in writing and signed by the issuer. 2) There must be a sum certain. 3) There must be an unconditional promise or order to pay. 4) It must be payable upon demand or at a specific time. 5) It must be payable either to order or to bearer. CPA Regulation Negotiable Instruments and Secured Transactions What are the requirements for the writing and signature?  © 2011 HOCK international 95 A negotiable instrument cannot be an oral communication – it must be written. However, there is no requirement that the writing be on a piece of paper (the writing may be on other items).Additionally, the instrument must be signed by the issuer, or drawer, to be considered negotiable. The use of any symbol executed or adopted by a party with a present intention to authenticate a writing is sufficient to meet the definition of signed. Thus, a signature can be made manually or by means of a device or a machine, and it can use any name (including a trade or business name) so long as the signatory intends to authenticate the writing. The signature can also be a sign or symbol different from the person’s name. CPA Regulation Negotiable Instruments and Secured TransactionsWhat are the exceptions to a sum certain?  © 2011 HOCK international 96Though these items appear to contradict the sum certain requirement, the following items do not destroy the negotiability of a note:1) A disparity between the words and numbers on an instrument (in this case the written words are used, not the numbers);2) A provision for collection costs (including attorneys’ fees in the event of the debtor’s default);3) A reference to an exchange rate; and4) Variable interest rate provisions. However, the instrument must be payable only and completely in money. Thus, a note fails the negotiability est if the note specifies that it is payable in money and/or personal services or goods. CPA Regulation Negotiable Instruments and Secured Transactions What does unconditional mean for a negotiable instrument?  © 2011 HOCK international 97The instrument must be a simple unconditional promise (in the case of notes) or a simple unconditional order (in the case of drafts). Thus, an instrument must be a courier without luggage. This means that the promise or order must not be contingent on some other event happening. If, for example, an instrument says, â€Å"I promise to p ay, contingent upon satisfactory completion of the terms of he contract signed today†¦,† then the note is not negotiable because it is conditional. However, if instead the instrument says, â€Å"As per the contract signed today, I promise to pay†¦,† then this instrument is negotiable because it only makes reference to an underlying contract. CPA Regulation Negotiable Instruments and Secured Transactions What types of conditions may exist in a negotiable instrument without destroying its negotiability?  © 2011 HOCK international 98 There are, certain conditions that may exist in the instrument without destroying the negotiability of the instrument:1) A promise or order is not made conditional if it makes eference to another writing for the statement of rights with respect to collateral, a prepayment clause, or an acceleration clause or because payment is limited to a particular source.2) Acceleration clauses enable the creditor to collect more quickly should the debtor not make timely payment. These are permitted because they minimize the burden on creditors and courts.3) If a promise or order requires countersignature by persons whose signature appears on the promise or order, as condition of payment, this condition does not make the promise or order conditional. This instrument would continue to be negotiable.The key point regarding negotiability for these types of clauses is whether the amount or certainty of payment is not changed by this clause. If no change will occur, negotiability is not impacted. CPA Regulation Negotiable Instruments and Secured Transactions What are the requirements for the time of payment?  © 2011 HOCK international 99Since the holder of the instrument must be able to determine when it comes due, the instrument must be payable on demand or at a definite time. The time does not need to be a specific date in the future as long as there is reference in the instrument that enables the time o be determined. Desp ite the fact that there needs to be a date of payment, there is no requirement that an instrument be dated. Undated instruments are negotiable and are treated as payable on demand by the holder. Instruments may also be antedated (backdated) or postdated. An instrument payable on demand is not payable before the date that is written on its face. It is also possible for the time period for payment to be extended without destroying the negotiability of the instrument. CPA Regulation Negotiable Instruments and Secured Transactions To whom must a negotiable instrument be payable? 2011 HOCK international 100In order to be negotiable, the instrument must contain the words of negotiability: â€Å"payable to bearer† or â€Å"payable to order. †1) An instrument is payable to bearer if it:a) states that it is â€Å"payable to the bearer† or to â€Å"the order of the bearer†;b) does not state a payee; orc) is payable to the â€Å"order of cash† or is not payab le to an identified person. An instrument payable to bearer allows whoever holds the instrument to exercise the instrument’s rights without indorsement by the maker of the instrument.2) An instrument payable to order specifies the person o whom payment should be made. Because there is a named payee, until the named person makes a transfer of his rights by indorsing the instrument, the instrument cannot be redeemed for value and cannot be readily transferred to a new holder. CPA Regulation Negotiable Instruments and Secured Transactions List and define the three stages in the life of a negotiable instrument.  © 2011 HOCK international 101There are three stages in a negotiable instrument’s life:1) Issuance: when the instrument is created and transferred to the first holder, The issuance of the instrument is not a negotiation. 2) Transfer: when the instrument is transferred from one holder to another3) Presentment: when the instrument is presented for payment and after payment is made ceases to exist as an instrument. Transfer and presentment of an instrument may constitute a negotiation. Physical transfer of the instrument gives to the transferee (recipient) whatever right the transferor (giver) had in instrument. If the transferee becomes a â€Å"holder† of the instrument, then the transfer is called â€Å"negotiation. † The way that an instrument is transferred depends on whether the instrument is payable to bearer or to order. CPA Regulation Negotiable Instruments and Secured Transactions How may order and bearer instruments be transferred?  © 2011 HOCK international 102Transfer of Bearer Paper – If an instrument is made out to bearer, the person who physically possesses the instrument is the holder. Since the holder is determined by physical possession alone, a bearer instrument may be transferred simply by giving the instrument to another person. The indorsement (signature) of the previous holder is not required to neg otiate bearer paper. Transfer of Order Paper – If the instrument is payable o the order of someone, then the identified person is the bearer once he or she has the negotiable instrument in his possession. However, the negotiation of order paper to another person requires the indorsement by the named party. CPA Regulation Negotiable Instruments and Secured Transactions What are blank and special indorsements?  © 2011 HOCK international 103Blank indorsement is when the payee simply signs his or her name to the back of the instrument. A blank indorsement automatically converts an order instrument to a bearer instrument. However, the holder of an instrument with a blank indorsement can convert the nstrument to order paper by writing a new payee above the blank indorsement. With a special indorsement, if the payee wishes to preserve the order character of the instrument, then the payee may specify a new payee. After this first special indorsement, the signature of the new payee is required for further negotiation of the instrument. If a special indorsement is placed on bearer paper, the special indorsement makes it order paper. CPA Regulation Negotiable Instruments and Secured Transactions What are restrictive and qualified indorsements?  © 2011 HOCK international 104Restrictive indorsement: when the payee adds a condition to the payment of the instrument. Negotiation and further transfer of the instrument are not impaired. Examples are a restriction â€Å"for deposit only,† or for â€Å"payment after the completion of X. † Banks may ignore all restrictive indorsements except those made by the immediate transferor. Qualified indorsement: payee signs his name and adds â€Å"without recourse. † Without this statement added to an indorsement, the signatory guarantees payment: if the original parties do not pay, the signatory will. To avoid this liability, the signatory indorses the check with the words without recourse. † A qualif ied indorsement does not destroy the negotiability of the instrument and does not prevent its transfer. Instead a qualified indorsement makes it order paper. As a result, it must be indorsed before it can be negotiated. A qualified indorsement eliminates the indorser’s contract liability (guarantee of payment), but not his warranty liability. CPA Regulation Negotiable Instruments and Secured Transactions What happens if a negotiable instrument presented for payment is rejected by the payor?  © 2011 HOCK international 105If a payor does not agree to make payment or to accept n instrument that has been presented to them, then the payor has dishonored the instrument. This refusal to make payment gives the instrument holder the right of recourse against the parties with secondary liability. In some cases this process of dishonoring an instrument can be done orally. In other cases written documentation, including a notice of dishonor, is necessary in order to establish legally t he secondary liability against other parties to the instrument such as the indorser. CPA Regulation Negotiable Instruments and Secured Transactions What party has primary liability for a negotiable instrument? 2011 HOCK international 106Primary liability is the liability of makers and acceptors (and sometimes accommodation parties, too). Primary liability means that the maker or acceptor is obligated to pay the instrument before any other party. 1) Maker. This is the party who is obligated to pay a promissory note (not a check – the person who writes a check is called the drawer, below) according to the terms that existed at the time of issuance. 2) Acceptor. The drawee (the bank) has no liability for payment until he accepts the draft. Once the drawee accepts the draft (by signing it), he becomes n acceptor and agrees to pay the draft as presented. Thus, if the acceptor signs an incomplete draft (for example, the amount is blank), he is liable for any unauthorized amount lat er filled in. CPA Regulation Negotiable Instruments and Secured Transactions Who has secondary liability for a negotiable instrument?  © 2011 HOCK international 107Secondary liability is the liability that drawers and indorsers have for the instrument. Drawers and indorsers are required to pay for the instrument only if the party with primary liability fails to pay. 1) A Drawer’s Liability. The drawer is the person who rote the draft and in so doing ordered another party (usually a bank) to make payment. The drawer does not expressly promise to pay the instrument himself or herself, but implicitly guarantees payment by virtue of using the drawee as a payment agent. In the event that the drawee refuses to pay a draft, the drawer is obligated to pay so long as the drawer is notified of the drawee’s dishonor of the draft. 2) An Indorser’s Liability. An indorser is someone other than the maker, drawer or acceptor who signs the instrument to negotiate it, restrict it or just to incur liability. The indorser’s signature is called an â€Å"indorsement. An indorser’s liability is created once an instrument has been dishonored and the indorser has been notified of the dishonor. CPA Regulation Negotiable Instruments and Secured Transactions What are the 5 warranties that a transferor makes in respect to the negotiable instrument that is being transferred?  © 2011 HOCK international 108Warranty liability relates to the warranties (promises, or guarantees) that are made by a transferor in respect to the instrument that is being transferred. The transferor warrants that: 1) Good title to the instrument exists and the instrument is enforceable (it is their instrument to transfer). ) All signatures are authorized and genuine (meaning that there are no forgeries). 3) There are no material alterations (for example, the dollar amount has not been increased). 4) The transferor has no knowledge of any insolvency proceedings associated with the instrument. 5) There are no defenses that can be asserted against the transferor that would prevent payment of the instrument. CPA Regulation Negotiable Instruments and Secured Transactions To which parties are warranties made by a transferor of a negotiable instrument?  © 2011 HOCK international 109The parties to whom warranty liability is incurred depend n how the instrument is transferred: 1) Transfer with Indorsement. When the transferor signs the instrument, he or she incurs warranty liability with respect to the immediate transferee and all subsequent (following) transferees. 2) Transfer without Indorsement. If the transfer is made without the indorsement of the transferor, the transferor incurs warranty liability only with respect to the immediate transferee (recipient). Therefore, it is better for the transferor to transfer without indorsement if that is possible. CPA Regulation Negotiable Instruments and Secured Transactions What are accommodation parties nd what type of liability do they have?  © 2011 HOCK international 110An accommodation party is a party who signs an instrument as maker, drawer, acceptor or indorser with the deliberate purpose of backing the obligation of another party (the accommodated party). Thus, the accommodation party incurs liability without being a direct beneficiary of the instrument (this is true even if the accommodation party acts as a paid surety; the key is that someone else gets a direct benefit of value given for an instrument). Accommodation parties incur no warranty liability, but they do incur secondary contract liability just like rawers and indorsers. Additionally, an accommodation party has primary contract liability if he or she signs on behalf of a note’s maker. CPA Regulation Negotiable Instruments and Secured Transactions How may liability on an instrument be terminated?  © 2011 HOCK international 111A person who is liable for an instrument can be discharged of some or all of the liabiliti es through: 1) Discharge by Performance (payment of the instrument). 2) Discharge by Mere Tender of Payment. The party who offers payment to the holder is discharged from any future liability for collection costs, interest and attorneys’ fees. ) Discharge by Cancellation or Renunciation. 4) Discharge by Material Alteration. If the amount of an instrument is changed fraudulently, this discharges all previous signatories. 5) Certification of a Check by a Bank. This discharges all prior parties to the instrument as the bank becomes primarily liable for the check. 6) Unexcused Delay in Payment. With unreasonable delay in the presentation of the instrument, previous signatories may be discharged. 7) Discharge Through Release of the Collateral. When collateral is released, the original promisor is also released. CPA RegulationNegotiable Instruments and Secured Transactions What are the four requirements to be a holder in due course and what are the benefits?  © 2011 HOCK internat ional 112 A holder in due course (HDC) has special status. This status protects an innocent third party (the HDC) from losing his or her investment in a negotiable instrument due to some underlying problem with the instrument. There are four requirements that must be met for a holder to be an HDC: 1) Holder. The individual must be a holder of a negotiable instrument. 2) Value Given. The holder must have given present or past value (not future value) for the instrument. ) Good Faith. The holder must have acted in good faith in the acquisition of the instrument. 4) No Notice of Defect. The holder must take the instrument without notice that the instrument is overdue, has been dishonored, or has been forged. CPA Regulation Negotiable Instruments and Secured Transactions What is a holder under a holder in due course and what are the benefits of this status?  © 2011 HOCK international 113The transfer of a negotiable instrument gives to the recipient (the transferee) any rights the tran sferor had to enforce the instrument. This includes the rights as an HDC. This means that when an HDC transfers the instrument to someone else, that recipient automatically has all of the same rights as an HDC. If the recipient meets the requirements as an HDC, they will be an HDC. If, however, the recipient does not meet the HDC requirements (perhaps they received the instrument as a gift), they will be a Holder Under Holder in Due Course (HUHDC) if the transferor was an HDC. This means that it is possible for a person who would not be an HDC (perhaps because he or she knew about some defect or the instrument was overdue) to be an HDC simply because the person from whom they obtained the nstrument was an HDC. This is the case regardless of whether the transfer is a negotiation or a gift. CPA Regulation Negotiable Instruments and Secured Transactions What are the real defenses?  © 2011 HOCK international 114When an HDC makes a claim to force payment, the only defenses that the per son can use to prevent having to make payment to the HDC are real defenses. Real defenses concern the validity of the instrument itself. By using a real defense, the defendant (who tries not to pay) claims that the instrument was never actually an instrument and they never had a liability to that person. They include: ) Infancy. 2) Duress. 3) Incapacity. 4) Illegality. 5) Discharge in Bankruptcy. 6) Fraud in the Execution. 7) Forgery. 8) Alteration. 9) Subsequent Claims and Defenses. CPA Regulation Negotiable Instruments and Secured Transactions What are the personal defenses?  © 2011 HOCK international 115 All other defenses, other than real defenses, are personal defenses. Examples of personal defenses are: 1) Fraud in the inducement; 2) Lack of consideration; 3) Breach of contract; and 4) Mistakes. Personal defenses are ineffective against HDCs. This means that these defenses will not prevent someone from having to pay the HDC.